Products

Yacht insurance policies can be customized to provide more than just property and liability protection. Coverage can be configured to cover total loss replacement, expanded geographic locations and provide protection in unusual circumstances. It is important that an experienced insurance professional produce a risk profile based on how owners use their yacht to ensure that appropriate coverage is included in the policy.

Want to learn more? Ask Us or you can request a quote.
Or you can review the underwriters we represent.

Ocean Marine Insurance protects vessels and cargo on both ocean and inland waters. Coverage can apply to both commercial boats and yachts. Ocean Marine Insurance protects yachts, cargo and provides and provides liability protection.

Want to learn more? Ask Us or you can request a quote.
Or you can review the underwriters we represent.

Many states, including Washington, require all drivers to be insured against property damage and injury. In many cases, the legal minimum is insufficient to protect you against risks such as uninsured or inadequately insured drivers. In addition, there are certain circumstances where a customized policy is required such as aftermarket upgrades to automobiles, teenage drivers, or using your car in your business.

Want to learn more? Ask Us or you can request a quote.
Or you can review the underwriters we represent.

Homeowner, condominium and renter's insurance all have one thing in common, they protect your property against damage and your family against liability. These policies typically will provide coverage if your home is totally destroyed or if you cannot occupy your home due to disaster. These policies can also be customized to meet your specific needs, including using your residence as a home office and alterations or improvements to your home.

Want to learn more? Ask Us or you can request a quote.
Or you can review the underwriters we represent.

Similar to automotive policies, motorcycle, snowmobile, ATV, and personal watercraft insurance covers liability, property damage, physical damage and protection against theft. These policies may not be required in all states or in all situations, but they protect your Motorcycle, Snowmobile, ATV, or Personal Watercraft - and you against liability - if you take your motor vehicle off your property or use it on state-owned land.

RVs are a special class of vehicle that blend the risks and liabilities of a home and an automobile. Specialized policies are available that protect your property and you against liability while you're on the road enjoying the RV lifestyle.

Want to learn more? Ask Us or you can request a quote.
Or you can review the underwriters we represent.

You don't have to be a millionaire to be sued like one. That's why an umbrella, also called excess liability coverage should be an important part of your insurance portfolio.

Personal Umbrella policies provide additional liability coverage to protect assets beyond the limits of auto and homeowner's insurance. An umbrella policy supplements other forms of insurance in situations where liability limitations could leave you exposed to significant financial risks. An umbrella policy can provide liability protection for $1,000,000 or more depending on your assets and personal situation.

Want to learn more? Ask Us or you can request a quote.
Or you can review the underwriters we represent.

Rich Haynie has years of experience providing insurance coverage for yacht brokers, boat and motor dealers, boat yard operators, boat builders, repair facilities, marine artisans, diesel engine repair shops, marine chandlers, and marine distributors.

Want to learn more? Ask Us or you can request a quote.
Or you can review the underwriters we represent.