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What You Should Know About Yacht Insurance
Carrying the minimum legal coverage for boats can leave yacht owners exposed to potentially expensive risks. The professionals at Rich Haynie Insurance work with the owners to develop a custom risk profile to ensure that they are protected with appropriate coverage from top quality underwriters.
Review some of the issues that impact risk and are typically excluded or severely limited in typical minimum coverage watercraft insurance policies:
Typical watercraft policies will not cover the total loss of your vessel. With insufficient coverage, the cost to replace a large cruising yacht can be hundreds of thousands of dollars. Only a limited number of underwriters can offer total replacement coverage. Ask us to find out more.
An accident can expose you to more liability than just damage to your vessel! Most boat policies don't protect you from the costs of pollution clean-up or wreckage removal. Ask us to learn about protecting your yacht against environmental and salvage liabilities.
Ask us how you can protect yourself against the high cost of mechanical breakdown.
Your insurance should protect you everywhere you go. Typical boat insurance coverage ends if you leave US waters. Ask us how to make sure you're protected if you cruise Canada, Mexico, or other foreign destinations.
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